{"id":7434,"date":"2026-09-08T15:48:16","date_gmt":"2026-09-08T13:48:16","guid":{"rendered":"https:\/\/www.sendersfinancers.com\/?page_id=7434"},"modified":"2026-09-14T14:58:24","modified_gmt":"2026-09-14T12:58:24","slug":"servicios-funerarios","status":"publish","type":"page","link":"https:\/\/www.sendersfinancers.com\/es\/ayuntamientos\/estudios-de-viabilidad\/servicios-funerarios\/","title":{"rendered":"Servicios funerarios"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; fullwidth=\u00bbon\u00bb _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbRGBA(0,0,0,0)\u00bb saved_tabs=\u00bball\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_fullwidth_slider _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb body_font=\u00bbCatamaran||||||||\u00bb body_text_align=\u00bbleft\u00bb body_text_color=\u00bb#000000&#8243; body_font_size=\u00bb18px\u00bb background_color=\u00bbRGBA(0,0,0,0)\u00bb custom_button=\u00bbon\u00bb button_text_size=\u00bb18px\u00bb button_text_color=\u00bb#FFFFFF\u00bb button_bg_color=\u00bb#565141&#8243; button_border_width=\u00bb0px\u00bb button_border_color=\u00bbRGBA(0,0,0,0)\u00bb button_border_radius=\u00bb0px\u00bb button_font=\u00bbCatamaran||||||||\u00bb button_use_icon=\u00bboff\u00bb text_orientation=\u00bbleft\u00bb min_height=\u00bb449.3px\u00bb custom_margin=\u00bb||||false|false\u00bb custom_padding=\u00bb||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_slide button_link=\u00bb\/contacto\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh1&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_text_align=\u00bbleft\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_font_size=\u00bb60px\u00bb body_text_color=\u00bb#FFFFFF\u00bb background_color=\u00bbRGBA(0,0,0,0)\u00bb background_enable_color=\u00bbon\u00bb background_image=\u00bbhttps:\/\/www.sendersfinancers.com\/wp-content\/uploads\/2026\/09\/Banner-PAGE-1-1.png\u00bb background_enable_image=\u00bbon\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb30px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_text_shadow_style=\u00bbpreset5&#8243; global_colors_info=\u00bb{}\u00bb sticky_transition=\u00bbon\u00bb]<\/p>\n<h1 class=\"et_pb_slide_title\">SERVICIOS FUNERARIOS<\/h1>\n<p>[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; custom_margin=\u00bb60px||||false|false\u00bb custom_padding=\u00bb10px||10px||false|false\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; locked=\u00bboff\u00bb collapsed=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_align=\u00bbcenter\u00bb header_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h1>SERVICIO DE ESTUDIOS DE VIABILIDAD PARA SERVICIOS FUNERARIOS<\/h1>\n<h2 style=\"text-align: center;\">SERVICIOS DE CONSULTOR\u00cdA FINANCIERA PARA AYUNTAMIENTOS<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb locked=\u00bboff\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; min_height=\u00bb107px\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>Los estudios de viabilidad econ\u00f3mico-financiera permiten analizar, con car\u00e1cter previo a la licitaci\u00f3n, si las condiciones econ\u00f3micas previstas para la explotaci\u00f3n de un servicio resultan sostenibles durante todo el per\u00edodo concesional.<\/p>\n<p>El an\u00e1lisis parte de las caracter\u00edsticas espec\u00edficas de cada proyecto e integra las previsiones de demanda, el sistema tarifario, los ingresos de explotaci\u00f3n, los costes necesarios para la prestaci\u00f3n del servicio, las inversiones iniciales y de reposici\u00f3n, la financiaci\u00f3n, la fiscalidad y la distribuci\u00f3n de los riesgos entre la Administraci\u00f3n y el futuro concesionario.<\/p>\n<p>En los supuestos en los que el proyecto se configure jur\u00eddicamente como un contrato de concesi\u00f3n de servicios, el estudio permite dar soporte a las actuaciones preparatorias previstas en el art\u00edculo 285 de la Ley 9\/2017, de 8 de noviembre, de Contratos del Sector P\u00fablico.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/www.sendersfinancers.com\/wp-content\/uploads\/2026\/09\/Banner-PETIT-Servicio-3-1.png\u00bb title_text=\u00bbBanner PETIT Servicio (3)\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>Los servicios funerarios municipales pueden comprender, seg\u00fan la configuraci\u00f3n de cada proyecto, la prestaci\u00f3n de servicios de tanatorio y velatorio, traslado y conducci\u00f3n funeraria, ceremonias, servicios complementarios, cremaci\u00f3n y otras prestaciones vinculadas, as\u00ed como la gesti\u00f3n de instalaciones y equipamientos afectos al servicio. Su viabilidad econ\u00f3mico-financiera est\u00e1 especialmente condicionada por la dimensi\u00f3n y caracter\u00edsticas de la poblaci\u00f3n de referencia, la mortalidad esperada, la cuota de demanda susceptible de ser atendida, la cartera de servicios, las tarifas, el nivel de utilizaci\u00f3n de las instalaciones y las inversiones necesarias.<\/p>\n<p>El estudio de viabilidad econ\u00f3mico-financiera permite analizar si los ingresos previstos por las diferentes prestaciones resultan suficientes para asumir los costes de personal, disponibilidad y funcionamiento <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>continuado del servicio, veh\u00edculos y traslados, suministros, limpieza, mantenimiento, seguros, servicios externos, consumibles y resto de gastos de explotaci\u00f3n, as\u00ed como las inversiones iniciales y las reposiciones de los equipamientos durante el per\u00edodo concesional.<\/p>\n<p>Asimismo, permite determinar el volumen m\u00ednimo de actividad necesario para alcanzar el equilibrio econ\u00f3mico, analizar la rentabilidad de las diferentes l\u00edneas de servicio y evaluar la sensibilidad de la concesi\u00f3n ante variaciones en el n\u00famero de servicios, la cuota de captaci\u00f3n, las tarifas, los costes laborales, las inversiones o la combinaci\u00f3n entre inhumaciones y cremaciones.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px||20px||false|false\u00bb custom_padding=\u00bb10px||0px||false|false\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; locked=\u00bboff\u00bb collapsed=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#569033&#8243; header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb30px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">OBJETIVOS Y BENEFICIOS<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px|20%|60px|20%|false|false\u00bb custom_padding=\u00bb||||false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; locked=\u00bboff\u00bb collapsed=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran|900|||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb text_font_size=\u00bb20px\u00bb background_color=\u00bb#569033&#8243; text_orientation=\u00bbcenter\u00bb custom_padding=\u00bb5px||5px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>OBJETIVOS<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_5,1_5,1_5,1_5,1_5&#8243; use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb1&#8243; make_equal=\u00bbon\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Estimar la demanda potencial y el n\u00famero anual de servicios funerarios por tipolog\u00eda de prestaci\u00f3n<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Definir la cartera de servicios y proyectar los ingresos asociados a tarifas y servicios complementarios<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Determinar la estructura de costes y dimensionar los recursos humanos, materiales e instalaciones necesarios<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Cuantificar las inversiones iniciales, reposiciones y necesidades de mantenimiento durante el per\u00edodo contractual<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Analizar el punto de equilibrio, la rentabilidad, la duraci\u00f3n contractual y la transferencia del riesgo operacional<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb20px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran|900|||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb text_font_size=\u00bb20px\u00bb background_color=\u00bb#569033&#8243; text_orientation=\u00bbcenter\u00bb custom_padding=\u00bb5px||5px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>BENEFICIOS<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_5,1_5,1_5,1_5,1_5&#8243; use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb1&#8243; make_equal=\u00bbon\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Disponer de una estimaci\u00f3n objetiva de la demanda y del potencial econ\u00f3mico del equipamiento funerario<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Dimensionar las instalaciones, los recursos humanos y los medios materiales de acuerdo con la actividad prevista<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Establecer una estructura tarifaria coherente con los costes de prestaci\u00f3n y la sostenibilidad del servicio<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Identificar el volumen m\u00ednimo de servicios necesario para alcanzar el equilibrio econ\u00f3mico-financiero<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_5&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|20px|20px|false|false\u00bb border_width_all=\u00bb1px\u00bb border_color_all=\u00bb#d8d8d8&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\">Configurar unas condiciones concesionales sostenibles en t\u00e9rminos de inversiones, duraci\u00f3n, rentabilidad y distribuci\u00f3n del riesgo<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb min_height=\u00bb374.2px\u00bb custom_margin=\u00bb|auto|-28px|auto||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/www.sendersfinancers.com\/wp-content\/uploads\/2026\/09\/Banner-PETIT-Servicio-2-1.png\u00bb title_text=\u00bbBanner PETIT Servicio (2)\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#569033&#8243; header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb30px\u00bb width=\u00bb100%\u00bb min_height=\u00bb74.8px\u00bb custom_margin=\u00bb|-61px|34px|||\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>SERVICIO DE ESTUDIOS DE<br \/>\nVIABILIDAD PARA<br \/>\nM\u00c1QUINAS DE VENDING<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; min_height=\u00bb173.2px\u00bb custom_margin=\u00bb-37px|||||\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><strong>Existen diferentes factores que inciden en el servicio y que deber\u00e1n tenerse presentes en su configuraci\u00f3n, tales como:<\/strong><\/p>\n<ul>\n<li><strong>Poblaci\u00f3n y mortalidad: <\/strong>la dimensi\u00f3n, estructura de edades y evoluci\u00f3n demogr\u00e1fica del \u00e1rea de referencia condicionan el n\u00famero potencial de defunciones y servicios.<\/li>\n<li><strong>Cuota de captaci\u00f3n: <\/strong>la presencia de otros operadores y equipamientos funerarios determina la parte de la demanda potencial que puede asumir el servicio.<\/li>\n<li><strong>Cartera de servicios: <\/strong>la combinaci\u00f3n de velatorio, ceremonias, traslados, cremaci\u00f3n y servicios complementarios condiciona el ticket medio y la estructura de costes.<\/li>\n<li><strong>N\u00famero y ocupaci\u00f3n de salas de velatorio: <\/strong>determinan la capacidad simult\u00e1nea del equipamiento y la posibilidad de atender puntas de demanda.<\/li>\n<li><strong>Disponibilidad del servicio: <\/strong>la necesidad de atenci\u00f3n permanente o en amplias franjas horarias tiene una incidencia directa sobre el dimensionamiento de personal.<\/li>\n<li><strong>Tarifas: <\/strong>condicionan simult\u00e1neamente los ingresos, la competitividad de la oferta y la accesibilidad econ\u00f3mica del servicio.<\/li>\n<li><strong>Inversiones y reposiciones: <\/strong>la adecuaci\u00f3n del tanatorio, veh\u00edculos, c\u00e1maras, instalaciones t\u00e9cnicas, mobiliario y, en su caso, equipamientos de cremaci\u00f3n requieren una planificaci\u00f3n a largo plazo.<\/li>\n<\/ul>\n<p>Desde Senders Financers preparamos estudios de viabilidad econ\u00f3mico-financiera que relacionan la demanda potencial del servicio funerario con la capacidad de las instalaciones, la cartera de prestaciones, las tarifas, los costes operativos, las inversiones y los flujos econ\u00f3micos previstos durante el per\u00edodo contractual.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; min_height=\u00bb107px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>La modelizaci\u00f3n permite determinar el n\u00famero anual de servicios necesario para alcanzar el equilibrio, analizar la rentabilidad de las diferentes prestaciones y valorar la duraci\u00f3n necesaria para recuperar las inversiones. Los trabajos permiten, asimismo, analizar diferentes escenarios de demanda y proporcionar soporte a las actuaciones preparatorias que, en caso de configurarse jur\u00eddicamente la operaci\u00f3n como una concesi\u00f3n de servicios, resultan exigibles de acuerdo con el art\u00edculo 285 de la LCSP. La metodolog\u00eda de elaboraci\u00f3n del estudio de viabilidad econ\u00f3mico-financiera comprende los siguientes procedimientos:<\/p>\n<ol>\n<li>Caracterizaci\u00f3n del equipamiento, las instalaciones y la cartera de servicios.<\/li>\n<li>An\u00e1lisis demogr\u00e1fico de la poblaci\u00f3n de referencia y estimaci\u00f3n de la mortalidad.<\/li>\n<li>Estudio de la oferta existente y estimaci\u00f3n de la cuota potencial de captaci\u00f3n.<\/li>\n<li>Proyecci\u00f3n del n\u00famero de servicios por tipolog\u00eda de prestaci\u00f3n.<\/li>\n<li>Definici\u00f3n de tarifas y estimaci\u00f3n del ticket medio por servicio.<\/li>\n<li>Proyecci\u00f3n de los ingresos por servicios principales y complementarios.<\/li>\n<li>Dimensionamiento de los recursos humanos y estimaci\u00f3n de los costes de explotaci\u00f3n.<\/li>\n<li>Valoraci\u00f3n de las inversiones iniciales, mantenimiento, reposiciones y renovaciones.<\/li>\n<li>Elaboraci\u00f3n de los flujos de caja y c\u00e1lculo de VAN, TIR, pay-back y punto de equilibrio.<\/li>\n<li>An\u00e1lisis de sensibilidad, duraci\u00f3n contractual, rentabilidad y distribuci\u00f3n del riesgo operacional.<\/li>\n<\/ol>\n<p>Desde Senders Financers ponemos a disposici\u00f3n de los servicios t\u00e9cnicos municipales nuestra experiencia en anal\u00edtica de costes y modelizaci\u00f3n econ\u00f3mico-financiera para configurar proyectos concesionales en los que demanda, tarifas, recursos, inversiones, duraci\u00f3n contractual, rentabilidad y distribuci\u00f3n del riesgo resulten coherentes entre s\u00ed.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb60px||40px||false|false\u00bb custom_padding=\u00bb10px||10px||false|false\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#569033&#8243; header_2_font=\u00bbCatamaran|800|||||||\u00bb header_2_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb30px\u00bb custom_margin=\u00bb30px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\"><strong>SOLVENCIA T\u00c9CNICA DE NUESTROS PROFESIONALES<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb100%\u00bb custom_margin=\u00bb20px||||false|false\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.23.1&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb header_2_font=\u00bbCatamaran||||||||\u00bb header_3_font=\u00bbCatamaran|900|||||||\u00bb min_height=\u00bb430px\u00bb height=\u00bb460px\u00bb custom_margin=\u00bb||-4px|||\u00bb custom_padding=\u00bb20px|20px|0px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/sendersfinancers.com\/wp-content\/uploads\/2022\/04\/1.-300x188.jpg\" width=\"240\" height=\"151\" alt=\"\" class=\"wp-image-5006 alignnone size-medium\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\">AYUNTAMIENTO\u00a0DE<\/h2>\n<h3 style=\"text-align: center;\">MONTCADA I REIXAC<\/h3>\n<div style=\"background: #f2f2f2; padding: 10px; margin: 10px 10px; text-align: center;\">Estudio de viabilidad econ\u00f3mico-financiera en relaci\u00f3n con la concesi\u00f3n del servicio de cementerio<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb header_2_font=\u00bbCatamaran||||||||\u00bb header_3_font=\u00bbCatamaran|900|||||||\u00bb min_height=\u00bb430px\u00bb height=\u00bb460px\u00bb custom_margin=\u00bb||-34px|||\u00bb custom_padding=\u00bb26px|20px|0px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/01\/Savir-300x126.png\" width=\"300\" height=\"126\" alt=\"\" class=\"wp-image-2463 alignnone size-medium\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/p>\n<h2 style=\"text-align: center;\"><\/h2>\n<h2 style=\"text-align: center;\"><\/h2>\n<h2 style=\"text-align: center;\"><\/h2>\n<h2 style=\"text-align: center;\">SAVIR<\/h2>\n<div style=\"background: #f2f2f2; padding: 10px; margin: 10px 10px; text-align: center;\">Estudio de viabilidad econ\u00f3mico-financiera y plan de negocio en relaci\u00f3n con la construcci\u00f3n y explotaci\u00f3n de una funeraria<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; admin_label=\u00bbContact Section\u00bb _builder_version=\u00bb4.10.5&#8243; background_color_gradient_direction=\u00bb105deg\u00bb min_height_tablet=\u00bb\u00bb min_height_phone=\u00bb\u00bb min_height_last_edited=\u00bbon|desktop\u00bb custom_padding=\u00bb||0px||false|false\u00bb top_divider_height=\u00bb15px\u00bb border_width_top=\u00bb10px\u00bb border_color_top=\u00bb#569033&#8243; global_module=\u00bb2500&#8243; locked=\u00bboff\u00bb collapsed=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb1_2,1_2&#8243; admin_label=\u00bbContact Area\u00bb module_class=\u00bb et_pb_row_fullwidth\u00bb _builder_version=\u00bb4.16&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb width_tablet=\u00bb80%\u00bb width_phone=\u00bb\u00bb width_last_edited=\u00bbon|desktop\u00bb max_width_tablet=\u00bb80%\u00bb max_width_phone=\u00bb\u00bb max_width_last_edited=\u00bbon|desktop\u00bb module_alignment=\u00bbcenter\u00bb min_height_tablet=\u00bb\u00bb min_height_phone=\u00bb\u00bb min_height_last_edited=\u00bbon|desktop\u00bb custom_margin=\u00bb|0px|40px|0px|false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb border_color_all=\u00bb#7cda24&#8243; make_fullwidth=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb0px||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb30px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>CONTACTA<br \/>CON NOSOTROS<\/h2>\n<p>[\/et_pb_text][et_pb_code _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb min_height=\u00bb0px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div class=\"et_pb_row_1\" style=\"min-height:0\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"et_pb_column et_pb_column_3_5\" style=\"<!-- [et_pb_line_break_holder] -->    vertical-align: middle;<!-- [et_pb_line_break_holder] -->    line-height: 20px;<!-- [et_pb_line_break_holder] -->\u00ab>  <!-- [et_pb_line_break_holder] -->    <a href=\"tel:646147415\"><img decoding=\"async\" src=\"http:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/phone-ico.png\"><\/a><!-- [et_pb_line_break_holder] --><a href=\"mailto:andreulopez@sendersfinancers.com\" style=\"<!-- [et_pb_line_break_holder] -->    vertical-align: top;<!-- [et_pb_line_break_holder] -->    line-height: 95px;<!-- [et_pb_line_break_holder] -->    padding-left: 20px;<!-- [et_pb_line_break_holder] -->\t\tcolor:#000000;<!-- [et_pb_line_break_holder] -->\u00ab>646 14 74 15<\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"et_pb_row_1\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"et_pb_column et_pb_column_5_5\" style=\"<!-- [et_pb_line_break_holder] -->    vertical-align: middle;<!-- [et_pb_line_break_holder] -->    line-height: 20px;<!-- [et_pb_line_break_holder] -->\u00ab>  <!-- [et_pb_line_break_holder] -->    <a href=\"mailto:andreulopez@sendersfinancers.com\"><img decoding=\"async\" src=\"http:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/phone-email.png\"><\/a><!-- [et_pb_line_break_holder] --><a href=\"mailto:andreulopez@sendersfinancers.com\" style=\"<!-- [et_pb_line_break_holder] -->    vertical-align: top;<!-- [et_pb_line_break_holder] -->    line-height: 95px;<!-- [et_pb_line_break_holder] -->    padding-left: 20px;<!-- [et_pb_line_break_holder] -->\t\tcolor:#000000;<!-- [et_pb_line_break_holder] -->\u00ab>andreulopez@sendersfinancers.com<\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][et_pb_code _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_code _builder_version=\u00bb4.16&#8243; use_background_color_gradient=\u00bbon\u00bb background_color_gradient_direction=\u00bb30deg\u00bb background_color_gradient_stops=\u00bb#569033 10%|#afb81f 100%\u00bb background_color_gradient_start=\u00bb#569033&#8243; background_color_gradient_start_position=\u00bb10%\u00bb background_color_gradient_end=\u00bb#afb81f\u00bb background_image=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/bg-form.png\u00bb parallax=\u00bbon\u00bb parallax_method=\u00bboff\u00bb text_orientation=\u00bbleft\u00bb width=\u00bb100%\u00bb min_height=\u00bb444.5px\u00bb custom_margin=\u00bb||0px||false|false\u00bb custom_margin_tablet=\u00bb\u00bb custom_margin_phone=\u00bb\u00bb custom_margin_last_edited=\u00bbon|phone\u00bb custom_padding=\u00bb||40px||false|false\u00bb text_orientation_tablet=\u00bb\u00bb text_orientation_phone=\u00bb\u00bb text_orientation_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb]<pee>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1745-o1\" lang=\"ca\" dir=\"ltr\" data-wpcf7-id=\"1745\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/es\/wp-json\/wp\/v2\/pages\/7434#wpcf7-f1745-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulari de contacte\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"1745\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.7\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"ca\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1745-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"block-1\">\n\t<div class=\"name-block\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombre...\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"surname-block\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"surname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Apellidos...\" value=\"\" type=\"text\" name=\"surname\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"block-2\">\n\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail...\" value=\"\" type=\"email\" name=\"email\" \/><\/span> <\/label>\n\t<\/p>\n<\/div>\n<p><span id=\"wpcf7-6ac7e994ce45f-wrapper\" class=\"wpcf7-form-control-wrap cf7apps-honeypot-wrap website-wrap\" style=\"position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;\"><label for=\"wpcf7-6ac7e994ce45f-field\" class=\"hp-message\">Deixeu aquest camp buit.<\/label><input id=\"wpcf7-6ac7e994ce45f-field\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"website\" value=\"\" autocomplete=\"new-password\" tabindex=\"1000\" data-cf7apps-tabindex=\"1000\" \/><\/span>\n<\/p>\n<div class=\"block-3\">\n\t<p><label><span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Cu\u00e9ntanos tu caso...\" name=\"message\"><\/textarea><\/span><\/label>\n\t<\/p>\n<\/div>\n<div class=\"block-footer\">\n\t<div class=\"left-col\">\n\t\t<div>\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-newsletter\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-newsletter\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> Quiero recibir novedades y noticias de Senders Financers\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div>\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-politica\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-politica\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> He le\u00eddo y acepto la <a href=\"\/politica-de-privacidad\" target=\"_blank\">pol\u00edtica de privacidad<\/a>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"right-col\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"222\"\/><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n\/* ]]> *\/\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/pee>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; admin_label=\u00bbBest Beans\u00bb _builder_version=\u00bb4.16&#8243; use_background_color_gradient=\u00bbon\u00bb background_color_gradient_direction=\u00bb81deg\u00bb background_color_gradient_stops=\u00bb#569033 0%|#b6bc1d 100%\u00bb background_color_gradient_start=\u00bb#569033&#8243; background_color_gradient_end=\u00bb#b6bc1d\u00bb custom_padding=\u00bb30px|0px|60px|0px|false|false\u00bb locked=\u00bboff\u00bb collapsed=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#FFFFFF\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">\u00bfC\u00d3MO TRABAJAMOS?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/integral-h.png\u00bb title_text=\u00bbintegral-h\u00bb align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#FFFFFF\u00bb header_2_font_size=\u00bb30px\u00bb min_height=\u00bb69.2px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">AN\u00c1LISIS INTEGRAL<br \/>DE LA SITUACI\u00d3N<\/h2>\n<p style=\"text-align: center;\">Analizamos el pasado, el presente y el futuro de tus finanzas para conseguir la mejor comprensi\u00f3n y diagn\u00f3stico de la situaci\u00f3n actual planteada.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/integral-h3.png\u00bb title_text=\u00bbintegral-h3&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#FFFFFF\u00bb header_2_font_size=\u00bb30px\u00bb min_height=\u00bb69.2px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">VISI\u00d3N Y PERSPECTIVA SIMPLIFICADA<\/h2>\n<p style=\"text-align: center;\">Simplificamos entornos econ\u00f3micos complejos en que el exceso de los flujos de informaci\u00f3n nos distorsiona la interpretaci\u00f3n y los convertimos en estudios y an\u00e1lisis que proporcionan una visi\u00f3n y perspectiva simplificada.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/integral-h2.png\u00bb title_text=\u00bbintegral-h2&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#FFFFFF\u00bb header_2_font_size=\u00bb30px\u00bb min_height=\u00bb69.2px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">FACILITACI\u00d3N EN LA TOMA DE DECISIONES<\/h2>\n<p style=\"text-align: center;\">No tomamos decisiones por ti, ya que te facilitamos el m\u00e1ximo la toma de decisiones y te damos soporte profesional en todo momento.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.13.1&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px||||false|false\u00bb custom_padding=\u00bb10px||||false|false\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; global_module=\u00bb3755&#8243; saved_tabs=\u00bball\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_color=\u00bb#569033&#8243; header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb30px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">\u00bfPOR QU\u00c9 ELEGIRNOS?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px||||false|false\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|40px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/ico-1.png\u00bb title_text=\u00bbico-1&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_text_color=\u00bb#000000&#8243; header_2_font_size=\u00bb30px\u00bb custom_padding=\u00bb||12px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">RIGOR<br \/>PROFESIONAL<\/h2>\n<p style=\"text-align: center;\">Buscamos la excelencia en el desarrollo de nuestra tarea profesional y perseguimos aportar soluciones con los m\u00e1ximos niveles de calidad.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|65px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/ico-2.png\u00bb title_text=\u00bbico-2&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_font_size=\u00bb30px\u00bb custom_margin=\u00bb||-2px|||\u00bb custom_padding=\u00bb||18px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">ESPECIALIZACI\u00d3N<\/h2>\n<p style=\"text-align: center;\">Nuestro equipo de profesionales presenta elevados conocimientos en los campos de la consultor\u00eda financiera y derecho administrativo y apuesta por la formaci\u00f3n y mejora continua.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|40px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/ico-3-1.png\u00bb title_text=\u00bbico-3&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_font_size=\u00bb30px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">ORIENTACI\u00d3N<br \/>AL CLIENTE<\/h2>\n<p style=\"text-align: center;\">Ponemos al cliente en el centro para identificar las necesidades y prioridades que le surjan y buscando siempre la mejor soluci\u00f3n para satisfacer sus necesidades.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb40px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|40px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/ico-4-1.png\u00bb title_text=\u00bbico-4&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_font_size=\u00bb30px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">RESOLUCI\u00d3N DE PROBLEMAS<\/h2>\n<p style=\"text-align: center;\">Presentamos una alta capacidad para obtener soluciones a las diferentes situaciones e incidencias econ\u00f3micas que nos plantean nuestros clientes.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|40px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/09\/email.png\u00bb title_text=\u00bbemail\u00bb align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_font_size=\u00bb30px\u00bb custom_margin=\u00bb||12px|||\u00bb custom_padding=\u00bb||52px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">COMUNICACI\u00d3N<\/h2>\n<p style=\"text-align: center;\">Somos comunicativos y te mantendremos en todo momento informado del grado de avance de la tarea que nos hayas encomendado.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb20px|20px|40px|20px|false|false\u00bb box_shadow_style=\u00bbpreset1&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttp:\/\/sendersfinancers.com\/wp-content\/uploads\/2021\/08\/ico-5.png\u00bb title_text=\u00bbico-5&#8243; align=\u00bbcenter\u00bb _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbCatamaran||||||||\u00bb text_text_color=\u00bb#000101&#8243; header_font=\u00bbCatamaran|900|||||||\u00bb header_2_font=\u00bbCatamaran|900|||||||\u00bb header_2_font_size=\u00bb29px\u00bb min_height=\u00bb160.8px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2 style=\"text-align: center;\">RESPONSABILIDAD SOCIAL<\/h2>\n<p style=\"text-align: center;\">Procuramos causar un impacto amplio y positivo en la comunidad con acciones corporativas que promuevan la Solidaridad.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb60px||40px||false|false\u00bb custom_padding=\u00bb10px||10px||false|false\u00bb border_width_top=\u00bb8px\u00bb border_color_top=\u00bb#569033&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbCatamaran|900|||||||\u00bb header_text_align=\u00bbcenter\u00bb header_text_color=\u00bb#569033&#8243; header_2_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h1>ALGUNOS DE NUESTROS CLIENTES<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_4,1_4,1_4,1_4&#8243; _builder_version=\u00bb4.16&#8243; 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